Loan Calculator
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Gives the civil, nautical and astronomical twilight times for any place and date, and says when there is no astronomical darkness at all.
Civil, nautical and astronomical twilight at both ends of the day, with the high-latitude case handled honestly.
| Civil twilight | sun 0° to 6° below the horizon |
|---|---|
| Nautical twilight | 6° to 12° below |
| Astronomical twilight | 12° to 18° below |
| Above about 48.6° latitude | astronomical darkness disappears in summer |
| London on 21 June | no astronomical darkness at all |
| London on 21 December | about 12 hours of it |
| Privacy | Everything runs in your browser. No location lookup, nothing sent anywhere |
Every time here is computed from your latitude, longitude and the UTC offset you enter — nothing is looked up and no location is guessed. Daylight saving is NOT applied: enter the offset that is actually in force on the date you are asking about, or add the hour yourself. Times assume a flat sea-level horizon, so hills, buildings and trees will move sunrise and sunset by minutes. This is astronomy, not weather: it tells you where the sun and moon are, never whether you will be able to see them.
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Calculates your Equated Monthly Instalment with a full principal-versus-interest breakdown and…
Estimates a full monthly housing payment including principal, interest, property tax…
Calculates a car finance payment from the price, deposit, trade-in, interest rate and term…
Works out instalments and total cost for an unsecured personal loan, including any processing…
Produces a complete month-by-month table showing how each payment splits between interest and…
Shows how savings grow with compound interest, including regular contributions and any…
Calculates simple interest and the final amount from principal, rate and time, without…
Projects the maturity value of a monthly Systematic Investment Plan, showing invested amount…
Calculates what a one-off investment grows to at a given annual return over any number of years.