Loan Calculator
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Calculates a raise as a percentage and an amount, and shows what it is really worth once inflation is taken off.
The Pay Raise Calculator calculates a raise as a percentage and an amount, and shows what it is really worth once inflation is taken off. It runs as plain JavaScript inside the page, which means there is no upload step, no queue and no size limit imposed by a server — the only limit is your own device.
| Below inflation | A pay cut in real terms |
|---|---|
| 5% against 8% inflation | ≈ 3% worse off |
| To stand still | Match the inflation rate |
This tool uses Nominal raise = (new − current) ÷ current. Real raise = (1 + nominal) ÷ (1 + inflation) − 1, which is what the money actually buys. Every intermediate value is shown on screen, so the result can be checked by hand.
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