Loan Calculator
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Gives the golden hour and blue hour windows at both ends of the day for any place and date, and how long each actually lasts.
Golden hour and blue hour at both ends of the day, computed from the sun altitude rather than from a fixed hour.
| Golden hour | sun from 0° to 6° above the horizon |
|---|---|
| Blue hour | sun from 6° to 4° below the horizon |
| Equator at the equinox | about 25 minutes |
| London on 21 June | about 50 minutes |
| At the Arctic circle on 21 June | about 2h 28m |
| A raised horizon | costs several minutes per degree |
| Privacy | Everything runs in your browser. No location lookup, nothing sent anywhere |
Every time here is computed from your latitude, longitude and the UTC offset you enter — nothing is looked up and no location is guessed. Daylight saving is NOT applied: enter the offset that is actually in force on the date you are asking about, or add the hour yourself. Times assume a flat sea-level horizon, so hills, buildings and trees will move sunrise and sunset by minutes. This is astronomy, not weather: it tells you where the sun and moon are, never whether you will be able to see them.
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Calculates your Equated Monthly Instalment with a full principal-versus-interest breakdown and…
Estimates a full monthly housing payment including principal, interest, property tax…
Calculates a car finance payment from the price, deposit, trade-in, interest rate and term…
Works out instalments and total cost for an unsecured personal loan, including any processing…
Produces a complete month-by-month table showing how each payment splits between interest and…
Shows how savings grow with compound interest, including regular contributions and any…
Calculates simple interest and the final amount from principal, rate and time, without…
Projects the maturity value of a monthly Systematic Investment Plan, showing invested amount…
Calculates what a one-off investment grows to at a given annual return over any number of years.