Loan Calculator
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Gives the exact instant of both equinoxes and both solstices for any year from 2000 to 2999, with the season lengths they produce.
The four seasonal instants for any year, with the season lengths and the reason they are unequal.
| March equinox | sun apparent longitude exactly 0° |
|---|---|
| June solstice | 90°, September 180°, December 270° |
| 2026 March equinox | 20 March, 14:46 UT |
| 2026 northern summer | 93.65 days — the longest season |
| 2026 northern winter | 88.98 days — the shortest |
| Why | the earth is slowest at aphelion, in northern summer |
| Privacy | Everything runs in your browser. No location lookup, nothing sent anywhere |
The series covers the years 2000 to 2999 and is accurate to under a minute across that range. Times are Universal Time shifted by the offset you enter, with no daylight-saving adjustment.
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Calculates your Equated Monthly Instalment with a full principal-versus-interest breakdown and…
Estimates a full monthly housing payment including principal, interest, property tax…
Calculates a car finance payment from the price, deposit, trade-in, interest rate and term…
Works out instalments and total cost for an unsecured personal loan, including any processing…
Produces a complete month-by-month table showing how each payment splits between interest and…
Shows how savings grow with compound interest, including regular contributions and any…
Calculates simple interest and the final amount from principal, rate and time, without…
Projects the maturity value of a monthly Systematic Investment Plan, showing invested amount…
Calculates what a one-off investment grows to at a given annual return over any number of years.