Loan Calculator
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Shows how daylight changes across a whole year at any latitude, finds the longest and shortest days, and locates the true twelve-hour day.
A whole year of daylight at one latitude, swept day by day, with the longest, shortest and true twelve-hour days.
| London swing | 16h 38m to 7h 50m across 2026 |
|---|---|
| Equator swing | barely a minute all year |
| The equinox day | runs OVER twelve hours everywhere |
| At the equator in March 2026 | 12h and about 6.7 minutes |
| At 65° in March 2026 | 12h and about 15.1 minutes |
| Day length changes fastest | at the equinoxes, not the solstices |
| Privacy | Everything runs in your browser. No location lookup, nothing sent anywhere |
Every time here is computed from your latitude, longitude and the UTC offset you enter — nothing is looked up and no location is guessed. Daylight saving is NOT applied: enter the offset that is actually in force on the date you are asking about, or add the hour yourself. Times assume a flat sea-level horizon, so hills, buildings and trees will move sunrise and sunset by minutes. This is astronomy, not weather: it tells you where the sun and moon are, never whether you will be able to see them.
Works out the monthly payment, total interest and full repayment schedule for any loan from…
Calculates your Equated Monthly Instalment with a full principal-versus-interest breakdown and…
Estimates a full monthly housing payment including principal, interest, property tax…
Calculates a car finance payment from the price, deposit, trade-in, interest rate and term…
Works out instalments and total cost for an unsecured personal loan, including any processing…
Produces a complete month-by-month table showing how each payment splits between interest and…
Shows how savings grow with compound interest, including regular contributions and any…
Calculates simple interest and the final amount from principal, rate and time, without…
Projects the maturity value of a monthly Systematic Investment Plan, showing invested amount…
Calculates what a one-off investment grows to at a given annual return over any number of years.