Loan Calculator
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Runs a chi-square goodness-of-fit or independence test on your counts, with expected values, degrees of freedom, p-value and Cramér's V.
Chi-square goodness-of-fit and independence tests, with expected counts and an effect size.
| Critical χ² at 0.05, 1 df | 3.8415 |
|---|---|
| Critical χ² at 0.05, 2 df | 5.9915 |
| Goodness-of-fit degrees of freedom | categories − 1 |
| Independence degrees of freedom | (rows − 1) × (columns − 1) |
| Expected counts should be at least | 5, or the approximation drifts |
This tool uses χ² = Σ (observed − expected)² ÷ expected, on k − 1 df for goodness of fit or (r − 1)(c − 1) for independence. Every intermediate value is shown on screen, so the result can be checked by hand.
Chi-square works on COUNTS, never on percentages or averages — feeding it percentages silently gives a meaningless answer. It also assumes each observation falls in exactly one cell and that the observations are independent.
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